In a bid to encourage digitization and promote cashless transaction, the Indian Railway Catering and Tourism Corporation has started giving out 100 per cent cashback on bookings. The cashback will be given based on lottery system. Lets find how you can get 100% cashback on IRCTC.

Passengers would have to purchase the ticket from Official website- IRCTC and the payment should be done through BHIM (Bharat Interface for Money) or any UPI (Unified Payment Interface).

If you are planning to get this offer, then do remember to install either BHIM or UPI on your smartphone. The apps are available on Play Store for free download. Every month five person will be chosen through a random lottery and the winners would get 100 percent cashback. The winners will be contacted individually by phone and email for verification.

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Earlier, IRCTC had been giving free travel insurance for passengers who had confirmed tickets. Besides this, IRCTC had also launched SMS alerts to notify passengers about trains running late.

In 2017, when country was struck hard by demonetization, there was a surge in digital transactions. UPI saw a fruitful growth with more companies like PhonePe and PayTM encouraging users to go cashless.